5 Common Mistakes First Time Home Buyers Make

As a realtor with many years of experience, here are 5 common buyer mistakes that I can help you avoid. 

1. Searching for a home before you’ve been pre-approved to buy. If you don’t have that pre-approval letter in hand, sellers are way less likely to take your offer seriously.

2. Assuming you need 20 percent down to buy a home. Different loan types require different down payments, so be sure to talk to a lender about your options before you set that budget.

3. Only getting a rate quote from ONE lender. You should always shop around to more than one lender. Different lenders offer different loan programs, so talk to a few before you make a decision.

4. Draining your savings to buy a house. There are lots of unexpected costs throughout the home-buying process, so be sure to leave a cushion in your account after that down payment.

5. Falling in love with a house based on its design without strongly considering its location and structural inadequacies. Location is everything — you can change the decor, but you can’t change the foundation and structure of a home. Don’t get distracted by that Pottery Barn furniture or the Anthropologie accents when you’re house shopping.

If you want to avoid these pitfalls, you need to hire a trusted real estate agent to help you through the home-buying process.

Reach out NOW if you’re in the market to buy. I’m always here to answer any questions you have! 

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Explore the September 2026 South Bay real estate market, including Manhattan Beach, Hermosa Beach and Redondo Beach trends for buyers and sellers.

Thinking About Selling in the Next 12 Months?

Take Karina’s quick South Bay Seller Readiness Assessment to find out how prepared your home is for the market and what your next best step should be before listing.

Explore the September 2026 South Bay real estate market, including Manhattan Beach, Hermosa Beach and Redondo Beach trends for buyers and sellers.

Thinking About Selling in the Next 12 Months?

Take Karina’s quick South Bay Seller Readiness Assessment to find out how prepared your home is for the market and what your next best step should be before listing.